Summer is upon us, which means pool season is in full swing. It’s only natural to want to look and feel your best by wearing your favorite pieces of fine jewelry—even when you’re just lounging in your swimsuit. After all, a dainty gold crescent moon chain or a sparkling diamond curb chain ring can feel like the perfect finishing touch. And when it comes to fine jewelry, Houston residents know how the perfect piece can turn an ordinary ensemble into something extraordinary. But before you dive in, there’s something important you should know: pool water and fine jewelry don’t always mix well.

Chlorine’s effect on gold and gemstones 

A quick dip in the pool might feel refreshing, but it’s loaded with chlorine—a chemical that’s tough on precious metals and even tougher on delicate gemstones. Most fine jewelry, especially gold, is made from alloys (a mix of metals). When those metals meet chlorine, a harsh reaction can occur, such as tarnishing, discoloration, and a dull finish. 

Gemstones aren’t safe either. Chlorine can cause certain stones to become cloudy or lose their brilliance over time. Even durable stones like diamonds aren’t immune; chlorine can weaken the metal prongs that hold them in place. If you truly love your gold paperclip necklace or diamond tennis bracelet, the best way to protect it is to keep it out of the water.

Jewelry can get lost while swimming 

Our bodies change in water. Cold temperatures can cause your fingers to shrink slightly, making rings slip off more easily. One moment you’re splashing in the deep end, the next your cherished solitaire diamond engagement ring is glinting somewhere at the bottom of the pool—or worse, gone for good.

Necklaces can also come unclasped, earrings can slip out, and bracelets can slide off without you even noticing. Your fine jewelry is far too precious to risk losing in the water. These are not pieces you want to fish for in a drain.

What can you wear in the water?

If you still want to accessorize by the pool, consider water-friendly alternatives. While fine jewelry should stay safely on dry land, there are some materials designed to handle the splash zone. Stainless steel is incredibly durable and resistant to rust or tarnish, making it a smart choice for more casual, everyday wear. Synthetic gemstones are also typically more stable and less prone to damage from pool chemicals than their natural counterparts.

But even with water-friendly materials, remember: no jewelry is 100% safe from rough pool conditions. Sun, water, and sunscreen can all take a toll over time.

Summer jewelry care tips

Even if your jewelry avoids the pool, summer still exposes it to heat, moisture, and chemicals like sunscreen and bug spray. That’s why a little extra TLC goes a long way during this season. After a day out, gently clean your pieces using warm water and a soft brush or cloth. This helps remove residue and brings back their natural shine. A regular cleaning routine—especially in the summer—can keep your treasures looking their best.

When you’re not wearing your jewelry, be sure to store it in a safe, secure place. A soft-lined jewelry box with separate compartments is ideal. And if you're traveling, consider leaving high-value pieces at home—or at least insured and safely tucked away.

So the next time you’re headed to the pool, give your jewelry a little vacation of its own. Let it rest in a velvet-lined box or hotel safe while you soak up the sun carefree. Then, once you’ve toweled off and slipped into something breezy for dinner, bring out your statement pieces like these dangling diamond earrings or this diamond link bangle to elevate your look.